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If you make your own coffee, it can come out much better (after you learn how to make it, of course), and you'll save a lot of money.
Some people don't realize how much money they can save by not getting Starbucks. $3.50 every weekday - that's $70 a month!
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It's hard to save, but it's something you must absolutely do.
If possible, the easiest way is to redirect your pay as it comes to you. If you're paid electronically, either have you employer put 10% of your pay into a separate account, or create an automatic transfer with your bank that happens the day after pay day. If the money is never in your account you'll never see it, and you'll never...
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